Classic banana bread gets an exciting twist with this Cream Cheese Banana Bread recipe. The creamy cheesecake filling elevates the traditional loaf, making it perfect for breakfast, brunch, or a delightful snack. This recipe showcases how overripe bananas can transform into something extraordinary, blending rich flavors and moist texture that everyone will love.

Jump to:
- Why You’ll Love This Recipe
- Tools and Preparation
- Essential Tools and Equipment
- Importance of Each Tool
- Ingredients
- For the Cream Cheese Filling
- For the Banana Bread
- How to Make Cream Cheese Banana Bread
- Step 1: Preheat the Oven
- Step 2: Prepare the Cream Cheese Mixture
- Step 3: Make the Banana Batter
- Step 4: Combine Dry Ingredients
- Step 5: Assemble the Loaves
- Step 6: Bake and Cool
- How to Serve Cream Cheese Banana Bread
- With Fresh Fruit
- As French Toast
- With Nut Butter
- Topped with Whipped Cream
- Accompanied by Coffee
- As a Dessert Sandwich
- How to Perfect Cream Cheese Banana Bread
- Best Side Dishes for Cream Cheese Banana Bread
- Common Mistakes to Avoid
- Storage & Reheating Instructions
- Refrigerator Storage
- Freezing Cream Cheese Banana Bread
- Reheating Cream Cheese Banana Bread
- Frequently Asked Questions
- Can I use other fruits in this recipe?
- What makes Cream Cheese Banana Bread different from regular banana bread?
- How do I know when my banana bread is done baking?
- Can I make this recipe vegan?
- How should I store leftover Cream Cheese Banana Bread?
- Final Thoughts
- 📖 Recipe Card
Why You’ll Love This Recipe
- Decadent Flavor: The combination of ripe bananas and cream cheese creates a rich taste that satisfies sweet cravings.
- Easy to Make: With simple steps and common ingredients, this recipe is beginner-friendly and quick to whip up.
- Versatile Occasion: Perfect for breakfast, dessert, or snacks, this bread fits any time of day.
- Moist and Delicious: The addition of sour cream keeps the bread moist while adding depth to its flavor.
- Great for Leftovers: This bread stores well, making it a fantastic option for meal prep throughout the week.
Tools and Preparation
Gathering your tools before you start will make the process smoother. Here’s what you’ll need to create this delicious Cream Cheese Banana Bread.
Essential Tools and Equipment
- Loaf pans (9×5 inches)
- Mixing bowls
- Electric mixer or whisk
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- Loaf pans: Essential for shaping the bread; ensures even baking.
- Electric mixer or whisk: Helps achieve a smooth cream cheese mixture and well-combined batter quickly.
- Measuring cups and spoons: Accurate measurements ensure perfect consistency in taste and texture.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Prepare two 9×5-inch loaf pans by spraying them with nonstick cooking spray.
Step 2: Prepare the Cream Cheese Mixture
In a mixing bowl:
1. Beat together the cream cheese and granulated sugar until smooth.
2. Add in one egg, along with the vanilla extract. Beat until fully combined.
3. Mix in one tablespoon of all-purpose flour. Set aside.
Step 3: Make the Banana Batter
In a large bowl:
1. Mash the ripe bananas.
2. Stir in the melted butter, followed by both types of sugar (granulated and brown sugars) until well mixed.
3. Beat in the remaining two eggs, additional vanilla extract, and sour cream. Ensure everything is combined thoroughly.
Step 4: Combine Dry Ingredients
In another bowl:
1. Whisk together the remaining all-purpose flour, baking soda, and baking powder.
2. Gradually add this dry mix into the wet ingredients from step three, stirring until just incorporated.
Step 5: Assemble the Loaves
- Pour 2 cups of batter into each prepared loaf pan.
- Top each with an even layer of the cream cheese mixture.
- Spoon any remaining batter over the top of the cream cheese layer.
Step 6: Bake and Cool
Bake in preheated oven for 50-55 minutes or until a toothpick inserted into the center comes out with moist crumbs. Let cool completely before slicing and serving.
Enjoy your delicious Cream Cheese Banana Bread!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful treat that can be enjoyed in various ways. Whether for breakfast, dessert, or a snack, this creamy and moist bread can elevate any meal or occasion.
With Fresh Fruit
- Serve slices with fresh berries like strawberries or blueberries for a refreshing contrast.
As French Toast
- Dip slices in an egg mixture and cook on a skillet for a delicious twist on traditional French toast.
With Nut Butter
- Spread almond or peanut butter on warm slices for added protein and flavor.
Topped with Whipped Cream
- Add a dollop of whipped cream on top for an indulgent dessert experience.
Accompanied by Coffee
- Pair with your favorite coffee brew for a cozy breakfast or afternoon snack.
As a Dessert Sandwich
- Slice the bread and use it to make a dessert sandwich with cream cheese frosting or chocolate spread.
How to Perfect Cream Cheese Banana Bread
To ensure your Cream Cheese Banana Bread turns out perfectly every time, consider these helpful tips.
Use Overripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be.
Room Temperature Ingredients: Ensure that your cream cheese, eggs, and sour cream are at room temperature for easier mixing.
Don’t Overmix: Mix until just combined to keep the bread tender and fluffy; overmixing can lead to tough bread.
Check Doneness: Use a toothpick inserted into the center. It should come out with moist crumbs but not wet batter.
Cool Completely: Let the bread cool in the pan for 10 minutes before transferring it to a wire rack to cool completely; this prevents sogginess.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread pairs well with various side dishes that complement its sweet and creamy flavors. Here are some great options to consider:
Greek Yogurt: A dollop of Greek yogurt adds creaminess and tang that balances the sweetness of the banana bread.
Cottage Cheese: This protein-rich side dish offers a nice contrast in texture while keeping things light.
Fruit Salad: A mix of seasonal fruits provides freshness and acidity that enhances each bite of banana bread.
Granola: Serve alongside granola for added crunch and flavor; it’s especially good as part of a breakfast spread.
Herbal Tea: A warm cup of herbal tea makes for a comforting drink that pairs beautifully with this sweet treat.
Chia Seed Pudding: This healthy option adds fiber and nutrients while being creamy enough to match the banana bread’s texture.
Common Mistakes to Avoid
Making Cream Cheese Banana Bread can be a delightful experience, but there are common mistakes to watch out for.
- Using cold ingredients: Cold eggs or cream cheese can lead to a lumpy batter. Always bring these ingredients to room temperature for a smoother mixture.
- Overmixing the batter: This can create dense bread. Mix until just combined to keep your banana bread light and fluffy.
- Skipping the cooling time: Cutting into the bread too soon can result in crumbling. Allow it to cool completely for better slicing.
- Not measuring flour accurately: Too much or too little flour affects texture. Use a kitchen scale or spoon flour into your measuring cup and level it off with a knife.
- Ignoring ripeness of bananas: Using under-ripe bananas will not give you the same flavor. Make sure your bananas are well-ripened for the best taste and sweetness.

Storage & Reheating Instructions
Refrigerator Storage
- Duration: Store in the refrigerator for up to 1 week.
- Container: Use an airtight container or wrap tightly in plastic wrap.
Freezing Cream Cheese Banana Bread
- Duration: Freeze for up to 3 months.
- Container: Wrap tightly in aluminum foil or plastic wrap, then place in a freezer-safe bag.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F, wrap in foil, and bake for about 10-15 minutes until warmed through.
- Microwave: Heat slices on a plate for about 20-30 seconds until warm.
- Stovetop: Place slices in a skillet over low heat, cover, and cook for about 2-3 minutes on each side.
Frequently Asked Questions
Here are some common questions about making Cream Cheese Banana Bread.
Can I use other fruits in this recipe?
Yes! You can substitute ripe berries or apples for a different flavor profile.
What makes Cream Cheese Banana Bread different from regular banana bread?
The cream cheese filling adds a rich, creamy texture and flavor that elevates traditional banana bread.
How do I know when my banana bread is done baking?
Insert a toothpick into the center; it should come out with moist crumbs but not wet batter.
Can I make this recipe vegan?
You can use plant-based cream cheese and flax eggs as substitutes for a vegan version.
How should I store leftover Cream Cheese Banana Bread?
Store leftovers in an airtight container in the refrigerator for up to one week or freeze them for longer storage.
Final Thoughts
This Cream Cheese Banana Bread is not only delicious but also versatile. You can tweak it with nuts, chocolate chips, or different fruit combinations. It’s perfect as breakfast or a snack. Give this recipe a try—your taste buds will thank you!
Did You Enjoy Making This Recipe? Please rate this recipe with ⭐⭐⭐⭐⭐ or leave a comment.
📖 Recipe Card
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Cream Cheese Banana Bread
- Total Time: 1 hour 10 minutes
- Yield: Approximately 12 servings 1x
Description
Indulge in the delightful Cream Cheese Banana Bread, a perfect fusion of moist banana bread and creamy cheesecake filling. This recipe transforms overripe bananas into a luscious treat that’s ideal for breakfast, brunch, or a sweet snack. With its rich flavors and soft texture, this banana bread will impress everyone at the table. The creamy filling adds an exciting twist to the classic loaf, making it both decadent and satisfying. Enjoy a slice with fresh fruit or your favorite nut butter, and elevate your everyday moments with this scrumptious dessert.
Ingredients
- 3 ripe bananas
- 1 package (8 ounces) cream cheese
- ½ cup butter, melted
- ½ cup granulated sugar
- ½ cup light brown sugar
- 2 large eggs
- ½ cup sour cream
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat oven to 350°F (175°C). Grease two 9×5-inch loaf pans.
- In a bowl, beat cream cheese with granulated sugar until smooth. Add one egg and vanilla; mix well. Stir in flour and set aside.
- In another bowl, mash bananas, then add melted butter, both sugars, remaining eggs, sour cream, and vanilla; mix thoroughly.
- Combine flour, baking soda, and baking powder in a separate bowl. Gradually add to the banana mixture until just combined.
- Pour half the batter into each loaf pan. Add the cream cheese mixture on top and cover with remaining batter.
- Bake for 50-55 minutes until a toothpick comes out clean. Let cool before slicing.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (60g)
- Calories: 210
- Sugar: 14g
- Sodium: 160mg
- Fat: 10g
- Saturated Fat: 5g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 29g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 45mg





